The Breezy Summit hillside and the Elkader water tower

Official plat · Breezy Summit Addition · Elkader, Iowa

Building Elkader's Future
A $2,000 bid for a lot with a view

The City of Elkader is offering 11 building lots in the Breezy Summit subdivision to neighbors ready to put down roots — 11 are still available.

Water and sewer at the street · lots from 0.23 to 0.52 acres

Parcels 25-23-202 · Clayton County

The lots

Every lot starts at a $2,000 minimum bid with a commitment to build a home within 3 years.

Aerial survey

On the ground

The subdivision sits on the high side of town, minutes from downtown Elkader and the Turkey River. Select a parcel for details.

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The Breezy Summit Housing Initiative

Land, donated.
Terms, simple.
Neighbors, wanted.

Thanks to the wonderful generosity of the Johnson family, Main Street Elkader and the Housing Subcommittee have realized a dream to find a place for the future home of our neighbors. In 2023, Main Street Elkader's Economic Vitality Committee was awarded a Rural Housing Readiness Assessment Grant from the Iowa Economic Development Authority. Out of that came a housing committee, and out of the committee came an opportunity: 11 building lots on the summit, graciously donated by the Johnson family.

For decades Elkader's population has slowly declined. To turn that around, the City is opening 11 lots in Breezy Summit for new homes — and the initiative asks for one thing in return: that these lots become homes. Commit to building within 3 years, and the only bid required is $2,000.

  • Build a new single-family home or duplex.
  • Be part of a vibrant new neighborhood on the summit.
  • Take advantage of city incentives that make building more affordable.
Minimum bid
$2,000
Build commitment
3 years
Lots remaining
11 of 11
Open ground and sky at the Breezy Summit subdivision
The view from the summit
Main Street Elkader logoCity of Elkader logo

City incentives

More than a lot — a head start

Every Breezy Summit build comes backed by a package of City incentives designed to make putting down roots more affordable.

  • $2,000 starting bid

    The only price required to secure your lot.

  • 3 years of water & sewer

    Base utility rates covered for your first three years.

  • 3 years of city tax rebate

    A rebate on city property taxes for three years.

  • Free building permit

    Your building permit is issued at no cost.

  • Waived tap-on fees

    No water or sewer connection fees to hook up.

  • Local housing programs

    Access to programs like Homes for Iowa on eligible lots.

The process

How it works

  1. 1

    Submit your proposal

    Share your building plan, financing, and timeline.

  2. 2

    Review & selection

    The Housing Committee reviews proposals and the City Council approves them.

  3. 3

    Build your home

    Once approved, you have 24 months to break ground.

The City reviews every proposal and reserves the right to decline those that don't meet the requirements.

What you'll need to apply

  • Proof of financing or pre-approval — or an approved Homes for Iowa application.
  • A basic home plan for a single-family home or duplex.
  • A commitment to start construction within 24 months and finish within three years.

Expression of interest

Tell us you're interested

No commitment yet — just a note so the City of Elkader can follow up with next steps for bidding and building.

A minimum bid of $2,000 secures a lot, with a commitment to build a home within 3 years. We'll follow up with the details.